Trasferta Parash
| LEK | EUR | USD | |||||
|---|---|---|---|---|---|---|---|
| 1 |
Transferta |
Brenda CBA | Pa komision | Pa komision | Pa komision | ||
| Per bankat e tjera | (1 dite D.V) | (2 dite D.V) | (2 dite D.V) | ||||
| Kliente te CBA | 500 per shumat nen 1,500,000 | 0.2% (Min 10 - Max 200) |
0.2% (Min 10 - Max 200) |
||||
| Jo - kliente te CBA | 1,500 per shumat 1,500,000 dhe me teper |
0.25% (Min 15 - Max 250) |
0.25% (Min 15 - Max 250) |
||||
| Kliente preferencial | N/A | 0.15% (Min 5 - Max 150) |
0.15% (Min 5 - Max 150) |
||||
| Per bankat e tjera (D.V Brenda dites) |
As per approval of the Treasury Department |
Kliente te CBA | Komision normal + 1000 | 0.25% (Min 15- Max 300) |
0.25% (Min 15- Max 300) |
||
| Jo - kliente te CBA | Komision normal + 1000 | 0.30% (Min 20- Max 300) |
0.30% (Min 20- Max 300) |
||||
| SWIFT* | N/A | 10 | 10 | ||||
| 2 | Transferta me mberritje | Kliente te CBA | Pa komision | 0.1% (Min 10 - Max 50) |
0.1% (Min 10 - Max 50) |
||
| Jo - kliente te CBA | Pa komision | 0.2% (Min 10 - Max 70) |
0.2% (Min 10 - Max 70) |
||||
| Komision per kthim transferte | (Min 500 – Max 1500) | 20 | 20 | ||||
|
Kur komisionet jane OUR minimumi i |
N/A | 20 | 20 | ||||
| *Shenim: Kur komisionet jane te urdheruesit (OUR) shtohen edhe komisionet e bankes korrespondente dhe te bankes se perfituesit. | |||||||
CBA
Banka e Kreditit te Shqiperise
Financial institution name: Banka e Kreditit te Shqiperise
Location: Str. “Perlat Rexhepi”, Al-Kharafi building, Tirana, Albania
| Anti-Money laundering questionnare | ||
|---|---|---|
| If you answer "NO" to any question, additional information can be supplied at the end of the questionnaire. | ||
I. General AML Policies, Practices and Procedures: |
Yes | No |
|
Is the AML compliance program approved by the FI’s board or a senior committee? |
Yes | |
|
Does the FI have a legal and regulatory compliance program that includes a designated officer that is responsible for coordinating and overseeing the AML framework? |
Yes | |
|
Has the FI developed written policies documenting the processes that they have in place to prevent, detect and report suspicious transactions? |
Yes | |
|
In addition to inspections by the government supervisors/regulators, does the FI client have an internal audit function or other independent third party that assesses AML policies and practices on a regular basis? |
Yes | |
|
Does the FI have a policy prohibiting accounts/relationships with shell banks? (A shell bank is defined as a bank incorporated in a jurisdiction in which it has no physical presence and which is unaffiliated with a regulated financial group.) |
Yes | |
|
Does the FI have policies to reasonably ensure that they will not conduct transactions with or on behalf of shell banks through any of its accounts or products? |
Yes | |
|
Does the FI have policies covering relationships with Politically Exposed Persons (PEP’s), their family and close associates? |
Yes | |
|
Does the FI have record retention procedures that comply with applicable law? |
Yes | |
|
Are the FI’s AML policies and practices being applied to all branches and subsidiaries of the FI both in the home country and in locations outside of that jurisdiction? |
Yes | |
II. Risk Assessment |
||
|
Does the FI have a risk-based assessment of its customer base and their transactions? |
Yes | |
|
Does the FI determine the appropriate level of enhanced due diligence necessary for those categories of customers and transactions that the FI has reason to believe pose a heightened risk of illicit activities at or through the FI? |
Yes | |
III. Know Your Customer, Due Diligence and Enhanced Due Diligence |
||
|
Has the FI implemented processes for the identification of those customers on whose behalf it maintains or operates accounts or conducts transactions? |
Yes | |
|
Does the FI have a requirement to collect information regarding its customers’ business activities? |
Yes | |
|
Does the FI assess its FI customers’ AML policies or practices? |
Yes | |
|
Does the FI have a process to review and, where appropriate, update customer information relating to high risk client information? |
Yes | |
|
Does the FI have procedures to establish a record for each new customer noting their respective identification documents and ‘Know Your Customer’ information? |
Yes | |
|
Does the FI complete a risk-based assessment to understand the normal and expected transactions of its customers? |
Yes |
|
IV. Reportable Transactions and Prevention and Detection of Transactions with Illegally Obtained Funds |
||
|
Does the FI have policies or practices for the identification and reporting of transactions that are required to be reported to the authorities? |
Yes | |
|
Where cash transaction reporting is mandatory, does the FI have procedures to identify transactions structured to avoid such obligations? |
Yes | |
|
Does the FI screen customers and transactions against lists of persons, entities or countries issued by government/competent authorities? |
Yes | |
|
Does the FI have policies to reasonably ensure that it only operates with correspondent banks that possess licenses to operate in their countries of origin? |
Yes | |
V. AML Training |
||
|
Does the FI provide AML training to relevant employees that includes:
|
Yes | |
|
Does the FI retain records of its training sessions including attendance records and relevant training materials used? |
Yes | |
|
Does the FI communicate new AML related laws or changes to existing AML related policies or practices to relevant employees? |
Yes | |
|
Does the FI employ third parties to carry out some of the functions of the FI? |
No | |
|
If the answer to question 26 is yes, does the FI provide AML training to relevant third parties that includes:
|
N/A |
|
| Name: | Zahira Palushi |
| Title: | Compliance Officer |
| Signature: | |
| Date: | 08 February 2013 |